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Health Insurance Association of America defines health insurance as “coverage that provides for the payments of benefits as a result of sickness or injury” as well as “insurance for losses from accident, medical expense, disability, or accidental death and dismemberment.” It is broken up into two main categories: Fee-for-Service and Managed Cared. Although both plans are not entirely like the other, they both can cover areas such as medical, surgical, and hospital expenses, as well as prescription drug and dental coverage.
Learn MoreGroup health insurance offers all of the same great benefits our individual health insurance package covers. Be sure to take care of your employees by offering them the comprehensive health coverage they deserve.
Learn MoreThis type of insurance, also known as Medigap, helps cover the cost that Original Medicare doesn’t such as copayments, coinsurance, and deductibles. It also offers coverage that Original Medicare doesn’t have like medical care when you travel outside of the United States. It doesn’t, however, cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
Learn MoreMedicare Advantage started in 1995 as a way for the government to give senior citizens more options for their health coverage. Original Medicare covers medical and hospital costs, as well as the cost of hospice care. All Medicare Advantage plans give you the same basic benefits as Original Medicare plans, along with extra coverage and different payment options.
Learn MoreHave any questions about our insurance policies or need to add coverage? Contact us today, and one of our agents will help you get the coverage you need.
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